Solar Rooftop Financing
Make your switch to solar affordable with easy EMI options and collateral-free government loans.
National Portal for Credit Linked Government Schemes
The Government of India has launched the Jan Samarth Portal to provide a single-window facility for loan applications. Under the PM Surya Ghar Muft Bijli Yojana, you can avail collateral-free loans for rooftop solar installations.
Low Interest Rates
Interest rates starting from just 7% p.a.* for solar projects.
Collateral Free
No security deposit required for loans up to ₹2 Lakhs (limits vary by bank).
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Attractive Interest Rates
Starting from 7.99% p.a. customized to your profile.
Instant Decision
Get your loan sanctioned in 180 seconds online.
Exclusive Ecofy Benefits
Minimal Documentation
Completely paperless and digital journey. No physical file submission required.
Flexible Tenure
Choose repayment tenure from 6 months up to 60 months (5 years) as per your convenience.
Asset Insurance
Your solar system is insured against natural calamities and theft for the loan tenure.
AMC Included
Annual Maintenance Contract is included to ensure your system performs at 99% efficiency.
No Collateral
The solar system itself acts as the security. No need to mortgage your home or property.
Low Cost EMI
Structured such that your Monthly EMI is often less than your current Electricity Bill.
Our Banking Partners
Frequently Asked Questions
Is collateral required?
For most loans under 3kW (approx value up to ₹2 Lakhs), Jan Samarth partner banks typically do not ask for collateral. However, this is subject to the specific bank's policy and your CIBIL score.
What is the tenure of the loan?
Loan tenures can range from 3 to 5 years, allowing for comfortable repayment through the savings generated by your solar plant.
How does J.S. Enterprises help?
We provide you with the necessary Vendor Quotation and Technical Feasibility Report required by the bank to process your loan application.
